Motor Vehicle Legal Terms

The laws for motor vehicles vary from state to state. In general the law, it assumes that the vehicle is being operated with the permission of the owner.

Laws that enhance penalties such as making revocation automatic and targeting social hosts have varying impacts on mortality rates. Mandatory education, alcohol treatment, and interlock devices all have a limited impact.

Legal Definitions

State laws govern legal terms for motor vehicles. The definitions used by the federal government for national standards for fuel economy and licensing requirements for commercial vehicle drivers are primarily administrative and are not applicable to states that decide their own classifications of registration. These classifications for vehicle registrations determine whether a driver has to get a license specific to operate certain kinds of vehicles.

The state laws define the terms "automobile," "light truck" and many others. For example, the definition of light truck is every motor vehicle with an rated carrying capacity by the manufacturer of less than 7,500 pounds. This excludes panel delivery trucks and pickup trucks. Also, it excludes any combination of vehicles that is intended to transport passengers or property completely within the structure of the vehicle, which includes trailers and manufactured homes.

Wheel chair is a type of vehicle with wheels that is utilized by people who have physical disabilities and cannot walk. A moped is an automobile with only three wheels on the ground, and that can travel at an maximum speed of 35 miles per hour.

A pedal-driven vehicle, is driven by the operator who sits on the top. A person who owns the legal title to a car is called its owner.

Traffic Laws

Typically, each state has its own set of motor vehicle accident lawyers (just click the up coming page) vehicle laws that deal with everything from the registration process to the insurance requirements. The statutes also cover the types of vehicles that are covered by the law. Some of these laws are identical across states, but other laws differ significantly. There are laws that limit the number of passengers that can be carried in a pedicab. There are laws against reckless driving on certain types of roads, including parking lot.

A person who operates a motor vehicle in violation of these laws could face penalties and fines for doing so. Penalties can include having your license suspended or being required to take a traffic class.

One of the most important laws in a particular state regarding vehicles is that which governs the speed limits established on the roads. In New York for example, the speed limit is the same for commercial vehicles as it is for automobiles.

It also defines the term "motor vehicle" as any vehicle, carriage, or other device that is driven mechanically and used on a highway to transport people or property, or for other commercial reasons. The law does not include trailers, coaches and semitrailers, all-terrain and snowmobiles and motorized mobility assist devices that are operated by people with disabilities, and self-propelled corn and harvesting machines for hay.

Insurance

A motor vehicle insurance policy is a contract that protects the insurer from financial loss in the event of bodily injury or death or property damage caused by a third-party caused by the ownership, operation, maintenance or use of an insured vehicle. It may also protect physical damage to the vehicle. It must include the name and address of the named insured as well as the coverage provided by the policy. It also includes the premium charged as well as the time period during the duration of the policy in force, and the limits of liability. It should also contain an agreement or a statement that the insurance coverage is provided in accordance with the coverage stated in the policy, in relation to bodily injury, property damage, and is subject to all of the provisions of this chapter.

Duncanville law firms often suggest that people read the sample motor vehicle policy to understand the terms. One of the most frequently encountered areas of confusion is the definition of the term "motor vehicle." The phrase is used frequently in statutes governing vehicle registration and financial responsibility laws.

Examples of coverages under the motor policy include commercial auto insurance for vehicles used for business, commercial establishments or other activities, employment or occupations done for profit, as well as automobile liability insurance, which includes PIP MP,, and uninsured and underinsured coverage for drivers (UM/UIM). A majority of states require drivers to carry this type of insurance.

Permissive Use

If anyone other than an insured or family member drives your car and gets into an accident, it is crucial to know the insurance coverage that is available in these situations. This concept is known as permissive usage and the specifics of your policy could differ but generally, the majority of large car insurance companies provide this kind of insurance.

It is important to remember that you are accountable for any damage caused by a driver with your permission. Permission can be given in writing or implied, and usually does not have to be recorded.

In determining if there is an implied permission, courts examine the relationship between the parties; their past behavior and use of the vehicle; and the circumstances surrounding the particular driving event. A court will also examine whether any restrictions were imposed on the permissive use and if even minor deviations from time, place and usage restrictions of the permission would violate of these limitations.

Be aware that adding another driver to your car insurance is likely to increase your insurance premium up, as it makes the car more risky to insure. Therefore, you must think about your options carefully before lending your car to other people. Contact Jerry to get a free insurance quote and to discuss the terms of your policy.