How to File a Boat Accident Claim

Boating can be enjoyable and thrilling, but it can quickly turn deadly if you're not cautious. Boats must also adhere to strict safety regulations to avoid injuries.

If you have been injured in a boating incident you could be entitled to compensation for your medical expenses and for property damage. To increase your chances of winning you should speak with a reputable New York boat accident attorney.

1. Gather Evidence

The most important thing you can do following an accident on a boat is to collect evidence and get in touch with an attorney. It is also essential to seek medical attention as soon as possible in the event of any injuries that could have occurred. To support a claim, medical records and other evidence is needed. This includes future and current medical expenses and loss of earnings, earning potential, damage to property and other non-economic damages, such as pain and suffering.

Video and photographs can help preserve physical evidence from the scene of a boating incident. Eyewitness testimony can be an invaluable piece of evidence since it can provide details about the incident that could otherwise remain unnoticed. You can also use police reports and incident reports to create a timeline.

A lawyer with experience can review the evidence to determine which parties could be liable for the victim's injuries or losses. A boating accident negligence case typically involves multiple parties including the boat's operator and the owner or manufacture of the watercraft.

A trusted lawyer can handle all communication with insurance companies who are involved in a victim's claim to compensation. A lawyer can assist victims to avoid saying anything that could be used against them in the courts, and Boat Accident can help victims obtain fair settlements for damages.

2. File a report

The first thing you should do after a boating incident is to ensure that everyone is secure. Then, you should call local law enforcement agencies and complete a report on the incident. Based on the state's laws and regulations, you could have 48 hours to file an incident report if the accident results in death or injury that requires medical attention above basic first aid. Alternatively, you may have 10 days to file a claim if the accident causes more than $2,000 worth of damage or the boat is damaged.

If you are able, stay at the site of the accident to help other boats or individuals without risking your own safety or that of the victims in danger. This will enable police officers to take note of important details, like how the accident occurred and who was on the boat at the time of crash and the cause of the crash.

Even well-trained and experienced boaters may be involved in accidents on the water due to negligence of another. A knowledgeable attorney can determine the negligent party accountable for your injuries, and assist you seek compensation. Recoverable damages typically include your medical expenses, property damage and financial losses. A lawsuit against the party responsible could also result into monetary compensation for your pain and discomfort, loss of quality life, and emotional stress caused by the accident.

3. Examine the damages

After medical professionals have examined the injuries of everyone, and they are all in a safe spot It is essential that you take a close examine the damage to the boat accident lawsuits. This is the time to start looking at your insurance policy and what it covers.

A surveyor will be assigned your claim and will come out to assess any damage caused by the accident. He or boat accident she will compare the damage with the ones originally described by you. They will then begin to figure out the amount of damage that could be worth.

It is impossible to control every factor that could cause a boat accident. However, if there was a manufacturing defect on the boat itself it is possible to make a claim for product liability against the company that manufactured the boat.

In these situations it is crucial to retain a lawyer that has experience in handling boating claims since they can construct an air-tight defense that proves that the manufacturer is responsible for the accident.

It is also important to note that different kinds of boats are protected differently by an insurance policy. For example homeowners insurance will usually only cover smaller boats with an engine which is less than 50 HP. This means that airboats, jet skis and larger vessels will not be covered by homeowner's insurance.

4. Contact an Attorney

As soon as you are safe and have seen a medical professional regarding injuries, you must notify your insurance company. You'll likely need to notify them even in the absence of a police report filed. Be careful when supplying information to insurance companies, since they often attempt to determine who is responsible for an accident. This can limit the amount of compensation granted. The NYC lawyers for boating accidents at Mirman, Markovits & Landau will fight hard to debunk these claims and limit the amount of fault attributable to you.

It is beneficial to gather as the information you can about the other boat owners and operators involved in the accident. This includes their name, address along with their phone number and insurance details. It is also useful to keep a copy of the accident report filed.

Boat accidents can be terrifying and can cause serious injuries. They can cause substantial medical bills as well as lost wages and other damages. Those who are responsible should be held accountable for the harm they caused you. You won't receive the compensation you deserve if you don't seek out an experienced New York injury lawyer as quickly as is possible. This allows you to concentrate on improving your situation and level the playing fields.